SBA Microloan program
U.S. Small Business Administration
Rolling: no deadline
Ongoing programme; no application deadline is stated by SBA.
Amount
Loans up to $50,000. The average microloan is about $13,000.
Eligibility
Per SBA, a business must: not be a type of ineligible business; be an operating business; operate for profit; be located in the U.S.; and be small under SBA size requirements. Interest rates are generally between 8% and 13%; the maximum repayment term is seven years.
About
To apply for a microloan, work with an SBA-approved intermediary in your area. Intermediaries set their own lending and credit requirements.
Confirm details with the provider before you apply. Amounts, dates, and eligibility are copied from the source on the date shown and can change.
Verified 2026-09-07 · Data source: sba.gov