SBA 504 loan program
U.S. Small Business Administration
Rolling: no deadline
Ongoing programme; no application deadline is stated by SBA.
Amount
The maximum loan amount for a 504 loan is $5.5 million.
Eligibility
Per SBA, a business must: be an operating business; operate for profit; be located in the U.S.; and be small under SBA size requirements, with qualified management expertise, a feasible business plan, good character and the ability to repay the loan. Loans cannot be made to nonprofit, passive, or speculative activities. SBA does not state net worth or net income limits on this page.
About
Long-term, fixed-rate financing for major fixed assets. 504 loans are available exclusively through Certified Development Companies (CDCs). Find a CDC in your area or contact your local SBA office.
Confirm details with the provider before you apply. Amounts, dates, and eligibility are copied from the source on the date shown and can change.
Verified 2026-09-07 · Data source: sba.gov