Kiva U.S. 0% interest crowdfunded loan
Kiva
Rolling: no deadline
Ongoing; the source page states no application deadline.
Amount
Between $1,000 and $15,000, 0% interest, no fees, no collateral.
Eligibility
Per Kiva: be at least 18 years of age; reside and operate your business in the United States; seek the loan for business purposes other than refinancing debt; not currently be in foreclosure, bankruptcy, or under any liens; not have had a violent or financial criminal conviction in the last 5 years; have a PayPal account. Kiva states the loan is not available to businesses operating in Nevada or North Dakota.
About
A 30 to 60 minute application, approval in about 20 to 25 business days, then a private fundraising period of 10 to 15 days and a public phase of 20 to 30 days. Repayment begins one month after the loan and usually runs 12 to 36 months.
Confirm details with the provider before you apply. Amounts, dates, and eligibility are copied from the source on the date shown and can change.
Verified 2026-09-07 · Data source: kiva.org