Pillar 03 · Ships Fall 2026 → 2027
The Ledger.
Financial literacy for every age. Practical tools that turn knowledge into wealth. All free for members, all designed on the assumption that Black communities have always had the capacity — what's been missing is infrastructure designed for us.
What's coming to the Ledger.
Education
Financial literacy at every age.
Age-tuned curriculum from first allowance to generational wealth transfer. Short lessons for children. Real-world decision frameworks for teens. Wealth-building tracks for working adults. Legacy and estate planning for elders.
Tool
Liberation Path.
A financial-independence calculator tuned to our community's realities. Models the path to work-optional by any age, factors in family support obligations, and surfaces the real numbers behind building liberation capital — wealth that lets you choose your work instead of being chosen by it.
Tool
Ujamaa Accounting.
A profit-allocation accounting system for small businesses. Allocate revenue into categories before you spend — so profit is real, taxes are set aside, and owner's pay is actually paid. Grounded in Ujamaa — the cooperative economics principle that capital circulating in community is capital working for community.
More coming
Calculators, playbooks, and teachers.
Generational wealth calculators. Small-business cash-flow playbooks. Member-led workshops and office hours with practitioners who have done the work. The roadmap here grows with the community.
Built in the open.
The first Ledger lessons and tools release alongside the member network in Fall 2026. Join the main waitlist at newbws.com to be notified when each one opens.